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The variable interest rates and Annual Percentage Rate (APR) will increase or decrease when the 3-month LIBOR index changes.

The monthly payment for a sample ,000 loan at a range of 3.24% per year to 5.67% per year for a 5-year term would be from 0.76 to 1.80.

If Laurel Road agrees (in its sole discretion) to postpone or reduce any monthly payment(s) for a period of time, interest on the loan will continue to accrue for each day principal is owed.

Although the borrower might not be required to make payments during such a period, the borrower may continue to make payments during such a period.

The fixed interest rate will apply until the loan is paid in full (whether before or after default, and whether before or after the scheduled maturity date of the loan).

The monthly payment for a sample ,000 loan at a range of 4.20% per year to 6.15% per year for a 5-year term would be from 5.07 to 4.03.

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Unpaid accrued interest will be added to your loan and monthly payments of principal and interest will begin when the post-graduate training program ends.

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